If you have never received an email similar to the one we are about to tell you about, you probably will, so be aware.

Scammers hack into email accounts and send a message to all the contacts in the address book:

"Hi dear, just writing to let you know my unexpected trip to London has been a mess. I was having a great time until last night, when I got mugged and lost all my cash, credit card, cell phone, and wallet. It has been a scary experience; I was hit with a club. Thank God I am alive. I need your help. I need you to loan me some money, I'll refund it to you as soon as I arrive home. Write me back so I can tell you how to get it to me".

Seeing the email comes from your friend, you might believe it, depending on how much you know about his whereabouts.

How to avoid: your friend is well, don’t worry. Never wire money after receiving emails like this.