You have decided on the car you would like to buy and you are ready to pay the dealer. You want to use a bank draft/check to pay for the car, but the dealer tells you they can’t take it.
They say that your bank has a bad history of bouncing checks, although your account might be okay (the dealer just blames the bank’s system). They are pulling this scam just to try to get you to buy a car on credit at high interest rates.
How to avoid: call his bluff; don’t be afraid to stand up and say you know how the scam works.