You and your partner decide to have a night out to celebrate something. You choose a nice, classy restaurant. You pull into the lot when their nice valet in a bowtie greets you and tells you he'll take your car from here.

As you get out, the valet also informs you about a special draw the restaurant has for a free dinner for four. At $100 bucks a plate, that's nothing to scoff at so you fill out the form he gave you and then hand it back to him. You give the young guy a ten-spot for being so helpful and go into the restaurant.

Unfortunately, the nice young man was not really the valet, but a scammer in a bowtie who now has your vehicle, your address from the form you filled out, and the keys to your house (you have all your keys on the same keychain, right?). Meanwhile, you're sitting down to an expensive dinner. That night went from costing you a couple of hundred bucks to a few thousand, or at least, the hassle of dealing with insurance.