Similar to the Expiration of draft scam, this one comes as an e-mail and requires you to pay an outstanding debt or balance payment that you owe a specific business.

The scammers use well-known names of businesses that people purchase stuff from (such as Amazon, eBay, Craigslist, etc). They threaten you with legal action if you don’t pay within the next 24 hours, so they provide you with a link where you are supposed to make your online payment, by adding your credit card number or bank account.

How to avoid: most people don’t fall for this scam anymore, but unfortunately there are still enough to keep the scammers in business. Check where the email has come from, and if you think it might be genuine check through your accounts with the business and do the math.