Did you ever pick up a phone call and the first thing you hear is an automated message saying: “To lower your credit card rates, press 1”?
If you didn’t, chances are you will soon. The automated call scam is fast spreading all over the world, as victims are lured into pressing keys on their phone and allowing (giving permission by confirming) scammers to register them for shady premium text campaigns or even to give them their credit card numbers.
How to avoid: just hang up the call if it is an automated message, regardless of what it is about: lower rates, free trip, bonus loyalty points, etc.